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Have questions about Loan Central?

Read through our FAQs.  If you cannot find your answer, we are more than happy to help with anything you need.


How can I make a payment?

Payments are accepted during normal business hours at any Loan Central location. To find a location near you please go to our Locations page. 


Do you prepare state income taxes? Federal income taxes?

Yes and yes. We can prepare both your state and federal income taxes.


What if I want you to prepare my taxes, but I don’t want a loan?

We do that to. Tax preparation services are available with or without a loan. 


Will my loan at Loan Central help my credit score?

If you make your payments on time and in full, it will reflect positively on your credit report. A loan from Loan Central is a great start to repairing damaged credit history.


Does Loan Central look at my credit score when deciding if I will get the loan?

Yes, but our decision is based on a wide variety of factors including your employment, income, collateral and overall stability.  We loan to people not to credit scores.   


Do I need to make an appointment?

No appointment is necessary. Walk-ins are welcome.

Please note that during tax season, the offices are very busy. Making an appointment will shorten your wait time.


Is Loan Central a public company?

Loan Central is a subsidiary of Ohio Valley Banc Corp. whose stock is traded on The NASDAQ Global Market under the symbol OVBC. More info about Ohio Valley Banc Corp. and its bank subsidiary (Ohio Valley Bank) can be found at