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Frequently Asked Questions

What is a Tax Advance Loan (TAL)?

A Tax Advance Loan is a loan that is repaid with your tax refund. Sometimes the IRS can take weeks or months to send your refund, so a Tax Refund Advance loan gives you the opportunity to get the money before our tax refund arrives. Life happens, and sometimes you need access to money that is owed to you now, rather than later.

When can I get a Tax Advance Loan?

They are available from January 9, 2023, to March 31, 2023.

What is a NO fee Tax Advance Loan?

The NO Fee Tax Advance Loan is a no fee, 0% A.P.R. loan secured by your tax refund and offered by Ohio Valley Bank. It is available when you file your taxes with us. The No Fee loan amounts are $250 with a minimum refund of $450 and $500 with a minimum refund of $800. Contact us for more details.

When do I get my Tax Advance Loan?

In most situations, we can offer the Tax Advance Loan the same day. In some situations, you may have to wait until we receive IRS tax return acceptance. Funds are issued by check from Ohio Valley Bank. Ohio Valley Bank will cash your check for free or you can deposit it into your own bank account.